Mortgage broker for the West Island — English or French, your choice.

West Island homes and the questions they raise

The West Island is dominated by single-family homes on larger lots, many of them owned for decades. That shapes the questions we hear most: renewing a smaller remaining balance, accessing equity for renovations or to help children buy, financing a move to a larger or smaller home with a bridge loan, and planning retirement income with a line of credit or a reverse mortgage.

Two sets of welcome-tax rules

Pierrefonds-Roxboro and L'Île-Bizard–Sainte-Geneviève are boroughs of the City of Montréal, so Montréal's 2026 brackets apply. Pointe-Claire, Dollard-des-Ormeaux, Kirkland, Beaconsfield, Dorval, Baie-D'Urfé and Sainte-Anne-de-Bellevue are independent municipalities that can set their own rate on the portion above $500,000. We confirm which rules apply to your address before you budget.

Equity, downsizing and the next generation

Many West Island clients are helping children buy their first home or planning a move to a condo. We compare a gift, a loan or co-signing, a refinance or a home equity line — and the effect each has on both households' borrowing power — so family help doesn't create problems at the next renewal.