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Mortgage broker · South Shore
Mortgage broker for Longueuil and the South Shore.
Vieux-Longueuil plexes, Saint-Hubert family homes, Greenfield Park bungalows — we structure the mortgage around your plans, not just today's rate.
Reviewed by Stan Rashev, mortgage & real estate broker · Updated
The short answer
Best Mortgage Montreal helps Longueuil and South Shore buyers, homeowners and investors with purchases, renewals, refinancing, debt consolidation, plex financing and alternative or private mortgages, comparing 30+ lenders. Like other South Shore municipalities, Longueuil can set its own welcome-tax rate on the portion of a purchase above $500,000, so we confirm the exact figure in your budget. Most of the process is done by phone and video, with signing at the notary of your choice.
01 Local knowledge
Buying, renewing and investing in Longueuil.
Every market has its own housing stock, tax rules and lender habits. Here's what matters most for Longueuil borrowers.
Neighbourhoods we serve
- Vieux-Longueuil
- Saint-Hubert
- Greenfield Park
- LeMoyne
- Collectivité nouvelle
- Boucherville
- Saint-Lambert
- Saint-Bruno-de-Montarville
Longueuil's neighbourhoods and property types
Longueuil brings together three very different areas: Vieux-Longueuil, with its older plexes and walkable streets near the Yellow Line métro; Saint-Hubert, with family homes and newer developments; and Greenfield Park, with mature bungalows and a strong English-speaking community. The financing questions differ too — rental income on plexes, renovation budgets on older homes, and payment planning for growing families.
Welcome tax and buying costs on the South Shore
Québec's standard welcome-tax brackets apply up to $500,000, and South Shore municipalities — Longueuil, Brossard, Boucherville, Saint-Lambert — can each set a higher rate on the portion above $500,000. We build the correct figure, notary fees and tax adjustments into your cash-to-close so there are no surprises after closing.
Commuters, families and first-time buyers
With the métro to downtown and the Jacques-Cartier and Champlain bridges nearby, Longueuil is popular with first-time buyers who want more space for their budget. We help them use the FHSA, the RRSP Home Buyers' Plan and Québec's 2026 first-home welcome-tax refund — and choose a mortgage with prepayment and portability terms that suit a growing household.
02 Mortgage solutions in Longueuil
Twelve ways we can help.
Each solution is built around your goals, compared across 30+ lenders and explained in writing.
Cash-Flow Optimization
Rising costs shouldn't mean living tighter every month. We redesign amortization, payment frequency and debt structure around the money you actually keep.
ExploreDebt Restructuring
Credit cards, lines of credit and loans consolidated into one secured structure — so your payments fall and your plan becomes manageable again.
ExploreRenewal Strategy
Renewals come with payment adjustments. We review term selection, penalties and prepayment 9–12 months ahead so there are no surprises.
ExploreMortgage Refinancing
Refinance to a better rate, consolidate debt, fund a renovation or buy out a co-owner — with the penalty, fees and break-even month shown upfront.
ExploreSecond Mortgages
Access equity while keeping your current first-mortgage rate — from alternative and private second-mortgage lenders across Québec, with a planned exit.
ExploreHome Equity & HELOC
Home equity loans and HELOCs up to 65% of value as revolving credit — for renovations, investing or opportunity, with a repayment plan.
ExploreInvestment & Multi-Unit
Plexes, rentals and growing portfolios financed around cash flow and debt-service ratios — with a plan for the next acquisition, not just this one.
ExploreCommercial & Construction
Business property, construction draws and bridge financing between a purchase and a sale — the non-conventional side of the business, handled properly.
ExploreSelf-Employed & Complex Income
Dividends, retained earnings, multiple entities, foreign income. We know which lenders read a financial statement properly — and how to present yours.
ExploreAlternative & Private
Speed, flexible terms and lighter documentation when timing matters — always paired with a mapped path back to a prime product.
ExploreReverse Mortgage (55+)
Tax-free access to home equity with no monthly payments, without affecting OAS or GIS — often part of a broader family conversation.
ExplorePurchase & First Home
First purchases, upsizing and second properties — structured so the mortgage still fits five years from now, not just on closing day.
Explore03 Run the numbers
Calculators for Longueuil buyers and owners.
Start with the welcome tax, your payment or what restructuring could free up — then let us turn the estimate into a plan.
04 Nearby
Other areas we serve
- Mortgage broker in Laval
- Mortgage broker in Brossard
- Mortgage broker on the West Island
- Mortgage broker in Saint-Laurent
- Mortgage broker in Terrebonne
- Mortgage broker in Rosemont–La Petite-Patrie
- Mortgage broker in Ahuntsic-Cartierville
- Mortgage broker in Côte-des-Neiges–NDG
- All areas — Montréal, Québec and Ontario
05 Good to know
Questions from Longueuil borrowers.
Can't find yours? Stan answers the phone himself more often than you'd expect.
(514) 994-1030Toll-free 1 855 777-1711 · by appointment in Saint-LaurentDo you serve Longueuil and the rest of the South Shore?
Yes — Longueuil, Brossard, Boucherville, Saint-Lambert, Saint-Bruno and the wider Montérégie. Meetings can be by phone, video or at our Saint-Laurent office.
What does a mortgage broker cost in Longueuil?
On most residential mortgages the lender pays our compensation, so the service costs you nothing. If a file carries a fee — some private or commercial files — it is disclosed in writing before you commit.
Can you help with a Vieux-Longueuil plex?
Yes. We finance owner-occupied and rental plexes, using lenders whose rental-income method suits your situation and the leases in place.
I'm renewing soon — should I just sign my bank's offer?
Not before comparing. Renewal is the one time you can switch without a penalty, and uninsured borrowers can now switch without re-passing the stress test.
Related guides
Read more before you decide.
Welcome Tax in Montréal (2026): Rates, Examples and the New First-Home Refund
Montreal welcome tax 2026: official brackets, examples from $350,000 to $1.2 million, who pays, when it's due, and Quebec's new refund of up to $5,875.
Read articleMortgage Renewal in Québec (2026): A 12-Month Strategy to Avoid Payment Shock
Renewing your mortgage in Montreal or Quebec? A 12-month plan: rate holds, switching lenders without a stress test, amortization choices and real examples.
Read articleSecond Mortgage vs Refinance vs HELOC in Québec: Which Costs Less?
Second mortgage, refinance or HELOC in Montreal and Quebec? Borrowing limits, rates, penalties and fees compared on a real $120,000 example over two years.
Read article
About the reviewer
Stan Rashev · Founder, mortgage & real estate broker
Stan Rashev has helped Montréal families, investors and business owners structure mortgages for 22 years. He works with more than 30 lenders, holds a master's degree in engineering, and serves clients in English, French, Russian and Bulgarian.
- Canada's Top 75 Mortgage Brokers, 2023
- #1 broker at Dominion Lending Centres Centre-West Montréal, three years running
- Top 5 broker at First National, Québec & Atlantic
- Desjardins Excellence Gala, 2025
Full profile LinkedIn How we review content
Mortgage brokerage in Québec is regulated by the Autorité des marchés financiers (AMF). You can check any broker's right to practise with the AMF. This page gives general information, not personalized financial advice; rules and rates change, and your options depend on your full file.
06 Start here
Request a confidential mortgage review.
Tell us what you're trying to solve. We'll come back within one business day with our read on the situation and the options worth considering — whether that's with us or not.
- A 30-minute conversation about your complete picture, not a rate quote
- No credit check to get started, and nothing to sign
- A minimum of 2–3 tailored options, explained in writing
- Your information is never shared with third parties
- Zero obligation or cost to you
Thank you — we're on it.
Stan or a member of the team will be in touch within one business day. If it's urgent, call (514) 994-1030.