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Mortgage broker · Montréal
Your mortgage broker in Saint-Laurent — right on Côte-Vertu.
Our office is at 4030 boulevard Côte-Vertu Ouest, steps from the Côte-Vertu métro. Saint-Laurent homeowners, buyers and investors can meet Stan in person or do everything by phone and video.
Reviewed by Stan Rashev, mortgage & real estate broker · Updated
The short answer
Best Mortgage Montreal's head office is in Saint-Laurent, at 4030 boulevard Côte-Vertu Ouest, Suite 100, near the Côte-Vertu métro. Stan Rashev and his team help Saint-Laurent buyers, homeowners and investors with purchases, renewals, refinancing, debt consolidation, plexes, self-employed and private mortgages across 30+ lenders. Saint-Laurent is a borough of Montréal, so the City of Montréal's 2026 welcome-tax brackets apply to purchases here.
01 Local knowledge
Buying, renewing and investing in Saint-Laurent.
Every market has its own housing stock, tax rules and lender habits. Here's what matters most for Saint-Laurent borrowers.
Neighbourhoods we serve
- Côte-Vertu
- Bois-Franc
- Nouveau Saint-Laurent
- Chameran
- Norman-McLaren
- Place Benoît
- Technoparc
- Cartierville (nearby)
A borough with every kind of property
Saint-Laurent has it all within a few kilometres: post-war bungalows and duplexes near Côte-Vertu and Décarie, newer townhouses and condos in Bois-Franc and Nouveau Saint-Laurent, and plexes that attract both first-time owner-occupants and investors. Being local means we know how these properties appraise and which lenders are comfortable with them.
Montréal welcome tax applies here
Because Saint-Laurent is a borough of the City of Montréal, Montréal's brackets apply — in 2026, from 0.5% on the first $62,900 up to 2% between $552,300 and $1,104,700, and higher above that. On a $700,000 purchase, the City's own worked example comes to $9,349. Eligible first-time buyers can recover up to $5,875 through Québec's refundable credit.
A multilingual community, served in four languages
Saint-Laurent is one of Montréal's most diverse boroughs, home to many newcomers and business owners. Stan works in English, French, Russian and Bulgarian, and many of our clients are new to Canada or self-employed — situations where choosing a lender that understands foreign credit history or business income makes the biggest difference.
02 Mortgage solutions in Saint-Laurent
Twelve ways we can help.
Each solution is built around your goals, compared across 30+ lenders and explained in writing.
Cash-Flow Optimization
Rising costs shouldn't mean living tighter every month. We redesign amortization, payment frequency and debt structure around the money you actually keep.
ExploreDebt Restructuring
Credit cards, lines of credit and loans consolidated into one secured structure — so your payments fall and your plan becomes manageable again.
ExploreRenewal Strategy
Renewals come with payment adjustments. We review term selection, penalties and prepayment 9–12 months ahead so there are no surprises.
ExploreMortgage Refinancing
Refinance to a better rate, consolidate debt, fund a renovation or buy out a co-owner — with the penalty, fees and break-even month shown upfront.
ExploreSecond Mortgages
Access equity while keeping your current first-mortgage rate — from alternative and private second-mortgage lenders across Québec, with a planned exit.
ExploreHome Equity & HELOC
Home equity loans and HELOCs up to 65% of value as revolving credit — for renovations, investing or opportunity, with a repayment plan.
ExploreInvestment & Multi-Unit
Plexes, rentals and growing portfolios financed around cash flow and debt-service ratios — with a plan for the next acquisition, not just this one.
ExploreCommercial & Construction
Business property, construction draws and bridge financing between a purchase and a sale — the non-conventional side of the business, handled properly.
ExploreSelf-Employed & Complex Income
Dividends, retained earnings, multiple entities, foreign income. We know which lenders read a financial statement properly — and how to present yours.
ExploreAlternative & Private
Speed, flexible terms and lighter documentation when timing matters — always paired with a mapped path back to a prime product.
ExploreReverse Mortgage (55+)
Tax-free access to home equity with no monthly payments, without affecting OAS or GIS — often part of a broader family conversation.
ExplorePurchase & First Home
First purchases, upsizing and second properties — structured so the mortgage still fits five years from now, not just on closing day.
Explore03 Run the numbers
Calculators for Saint-Laurent buyers and owners.
Start with the welcome tax, your payment or what restructuring could free up — then let us turn the estimate into a plan.
04 Nearby
Other areas we serve
- Mortgage broker in Laval
- Mortgage broker in Longueuil
- Mortgage broker in Brossard
- Mortgage broker on the West Island
- Mortgage broker in Terrebonne
- Mortgage broker in Rosemont–La Petite-Patrie
- Mortgage broker in Ahuntsic-Cartierville
- Mortgage broker in Côte-des-Neiges–NDG
- All areas — Montréal, Québec and Ontario
05 Good to know
Questions from Saint-Laurent borrowers.
Can't find yours? Stan answers the phone himself more often than you'd expect.
(514) 994-1030Toll-free 1 855 777-1711 · by appointment in Saint-LaurentWhere exactly is your office?
4030 boulevard Côte-Vertu Ouest, Suite 100, Saint-Laurent, QC H4R 1V4, a short walk from the Côte-Vertu métro station. Meetings are by appointment.
Which welcome tax applies in Saint-Laurent?
The City of Montréal's brackets, because Saint-Laurent is a Montréal borough. Our welcome tax calculator uses the 2026 thresholds.
Do you help newcomers to Canada buy a home?
Yes. Several lenders offer newcomer programs that use foreign credit references and permit status. We explain the down-payment and documentation rules for each.
Can I meet in person?
Yes — by appointment at our Saint-Laurent office. Many clients prefer phone or video, and both work just as well.
Related guides
Read more before you decide.
Welcome Tax in Montréal (2026): Rates, Examples and the New First-Home Refund
Montreal welcome tax 2026: official brackets, examples from $350,000 to $1.2 million, who pays, when it's due, and Quebec's new refund of up to $5,875.
Read articleMortgage Renewal in Québec (2026): A 12-Month Strategy to Avoid Payment Shock
Renewing your mortgage in Montreal or Quebec? A 12-month plan: rate holds, switching lenders without a stress test, amortization choices and real examples.
Read articleSecond Mortgage vs Refinance vs HELOC in Québec: Which Costs Less?
Second mortgage, refinance or HELOC in Montreal and Quebec? Borrowing limits, rates, penalties and fees compared on a real $120,000 example over two years.
Read article
About the reviewer
Stan Rashev · Founder, mortgage & real estate broker
Stan Rashev has helped Montréal families, investors and business owners structure mortgages for 22 years. He works with more than 30 lenders, holds a master's degree in engineering, and serves clients in English, French, Russian and Bulgarian.
- Canada's Top 75 Mortgage Brokers, 2023
- #1 broker at Dominion Lending Centres Centre-West Montréal, three years running
- Top 5 broker at First National, Québec & Atlantic
- Desjardins Excellence Gala, 2025
Full profile LinkedIn How we review content
Mortgage brokerage in Québec is regulated by the Autorité des marchés financiers (AMF). You can check any broker's right to practise with the AMF. This page gives general information, not personalized financial advice; rules and rates change, and your options depend on your full file.
06 Start here
Request a confidential mortgage review.
Tell us what you're trying to solve. We'll come back within one business day with our read on the situation and the options worth considering — whether that's with us or not.
- A 30-minute conversation about your complete picture, not a rate quote
- No credit check to get started, and nothing to sign
- A minimum of 2–3 tailored options, explained in writing
- Your information is never shared with third parties
- Zero obligation or cost to you
Thank you — we're on it.
Stan or a member of the team will be in touch within one business day. If it's urgent, call (514) 994-1030.